Mortgage -$113,811 (-$151.09)
0% CC -$6,843 (-$580)
Roth IRAs +$14,877 (+$653)
401K +$20,955 (+$1,129)
Emergency Fund +$3,575 (+$481)
Animal Fund +$623 (-$819)
Truck Fund +$1,615 (+$105)
HSA +$780 (+$240)
Markets recovered this month and everything moved up slowly but surely except for the animal fund which was wiped pretty low after the purchase of hay and a new goat.
Credit card progress is slowing down as expected since my hours are significantly slower.
Viewing the 'Monthly Check In' Category
Mortgage -$113,962.90 (-$151.30)
0% CC -$7,423 (-$1,061)
Roth IRAs +$14,224 (-$641)
401K +$19,826 (-$665)
Emergency Fund +$3,094 (+$446)
Animal Fund +$1,442 (+$1,242)
Truck Fund +$1,510 (+$250)
HSA +$540 (+$301)
Made bigger progress this month but it was offset in the market drop of our retirement funds.
I thought it would take until August for our net worth to hit zero but I am at $-600 right now and will be positive as soon as I get my web design check this week!!
Here are the April Numbers:
Mortgage -$114,114.20 (-$150.70)
0% CC -$8,484 (-$414)
Roth IRAs +$14,865 (+$485)
401K +$20,491 (+1,013)
Emergency Fund +$2,648 (+$530)
Animal Fund +$200 (-$300)
Truck Fund +$1,260 (-$160)
HSA +$239 (+$239)
Not huge progress from last month but still in the right direction. May is already looking like it will be a much better month.
I'd like to start doing a monthly check in at the end of each month with numbers so I can keep track of my progress.
Here is where I stand for March:
0% CC -$8,898
Roth IRAs +$14,380
Emergency Fund +$2,118
Animal Fund +$500
Truck Fund +$1,420
I think we broke about even this month as far as net worth. Had a lot of expenses and not as much income. I still managed to get my CC under the next thousand but I didn't meet my monthly goal.
HSA should start automatically withdrawing next week, so there will be steady progress on that goal.
We also did an "adult thing." We went ahead and signed up for life insurance through husband's job. It was only a couple bucks a check and now we will both be covered if anything happens.
April will be spent paying myself back and saving for my mini vacation in May.