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March & April Check In & More Bad News

May 6th, 2025 at 01:28 pm

Debts

Mortgage -$109,012.72 (-$493.5)
Land Loan -$5,388.16 (-$408.79)

Savings

Roth IRAs +$40,354 (-$919)
401K +$79,086 (-$30)
Emergency Fund +$27,073 (+$1,849)
Animal Fund +$2,531 (+$14)
HSA +$1.862 (-$2,021)

Overall: -$204.71 (This is for March-April)

I am still fighting with insurance to fix my roof and siding. They gave me a really lowball offer so I'm getting more quotes and arguing with them. My roofing estimates are $17k, whereas the insurance is trying to say it's only worth $12k and I only get 68% of that minus my $2k deductible. So they are offering to give me something like $6k. Yikes. 

Besides all the house issues, I also had a major medical scare. My doctor decided she wanted to recheck my breast lump I've had since having kids. And the mammogram came back unexpectedly BIRADS 5, which is >95% chance of cancer. 

I got a biopsy and it came back benign which is great, but the doctors think it is wrong. So now I am scheduled next month to get a lumpectomy so they can test the entire mass. I'm hoping they are wrong and it's benign but early breast cancer greatly runs in my family, unfortunately. Like I needed any more health issues... I cried about it for a couple days and now I'm just kind of trying not to freak out. Holding on to the hope that the initial biopsy came back clear.  

Still waiting on the shower tile claim to be approved or denied by warranty as well. Just a lot of bad is going on in my life right now. 

5 Responses to “March & April Check In & More Bad News”

  1. Suemn Says:
    1746548340

    I'm so sorry that you are going through such hard times. Check the internet for steps you might want to follow with the home insurance company if they offer the same low figure when you appeal. My home insurance roof coverage is also based on the age of the roof.

    I can't imagine what you went through when the Doctors told you that they think you may have cancer even though the biopsy indicated it wasn't cancerous. I do hope the biopsy was right!

  2. CB in the City Says:
    1746600923

    I am so sorry! My heart goes out to you. Like Sue, I hope the biopsy is right.

  3. mumof2 Says:
    1746682103

    sorry you are going through this I ad a friend whos family has breast cancer throughout every woman in their family so she just chose to have them removed and redone...she was young but it just gave her peace of mind...not suggesting for you but like you she just didnt want the worry.

  4. LuckyRobin Says:
    1746819469

    It is so scary when they find a tumor or anything at all in your breasts. I hope it is benign. My mom had breast cancer when I was ten and she was forty. She's 85 and she never got it again. My tumor was a benign carcinoma, but it still scared me. I'll pray for you.

  5. Dido Says:
    1746981459

    Prayers that the original biopsy results were right!

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