Debts

Mortgage −$114,618.73 (-$243.94)
Land Loan -$9,923.77 (-$187.82)
Hospital Bill - $966.41 (-$75)

Savings

Roth IRAs +$26,119 (-$113)
401K +$50,212 (+$265)
Emergency Fund +$6,964 (-$1,224)
Animal Fund +$1,210 (+$4)
Car Fund +$20 (-$0)
HSA +$101 (-$784)

Overall: -$1,345.24

Ouch! The expected vet bills along with an unexpected and sudden termite swarm which cost $1,200 to remedy really did us in this month.

Some good news is that both our land loan and our medical loan dropped a figure off, I’ll celebrate the small wins. Sometimes I get an itch to pay extra on the land loan, but our saving account is drawing almost the same amount in interest as we are paying. So right now it doesn’t really make sense to pay the debt instead of save since we would then have to take on new debt to complete more future home projects.