Debts

Mortgage −$120,209.76 (-$235.59)

Savings

Roth IRAs +$21,151 (+$95)
401K +$42,722 (+$625)
Emergency Fund +$8,791 (+$7)
Maternity Fund +$1,000 (+$1,000)
Animal Fund +$1,261 (+$200)
Car Fund +$20 (-$0)
HSA +$2,300  (-$53)

Overall: +$2,109.59

Kitchen is 95% done except for installing knobs, some caulk, hanging shelves and decor, etc. The main things are all installed, paid for, and in working order. I LOVE it. So much better.

I put my notice in at my job. I will be officially quitting the last week of September. 10 years is a good run. I'm nervous and excited to be a SAHM for at least a while.

We are currently all caught back up on the money we owed ourselves. I've been trying to save like crazy to put back enough money to lessen the stress of quitting my job for several months. Looking to need about $500 a month and I would love to save 4 months’ worth by the time I quit. Halfway there already, so I'm hopeful I will be able to complete and/or over accomplish that goal. 

I finally got a large chunk of web design money I was owed. $500 more still to come.

Husband got notified of a possible class action lawsuit a few months ago regarding ADP at his last employer. Well he filled it out and thought nothing of it, and last week we received a surprise $400 check for our settlement. Sweet! His employer also just sent him another one concerning his health insurance, so we submitted it as well. I used to think they were scams, but I’ve successfully received money for several of them now. Never hurts to fill them out and see what happens.

I am seriously considering quitting my office job again. I am feeling very burnt out and busy and tired. I’m sure part of it is pregnancy, but I can’t see me getting anymore energy or time after having two kids. My work also hired someone new as a salary position, and I’ve been asking for salary pay for many years. I’ve worked 10 years now (with one year off in the middle) and the new person is making pretty much the same as me, gets to do all their work from home, and doesn’t have the responsibilities that I have… I was a bit upset and asked if I could also get salary pay. I was told if I wanted more money I needed to work more, and that I wasn’t as needed or as important as the new hire which is why they got salary and I didn’t…

Since then I feel like the office attitude has shifted. My boss seems short tempered with me, and I know I feel pretty unmotivated to put much effort in and want to only do the bare minimum. I am good friends with my boss and I feel like this is detrimental to our relationship, which in my opinion is worth more than the job. The problem is I really need the income to pay for my animal hobbies since my web design job is also struggling. So I am a bit stuck at what to do.

I have never aspired to be a stay at home mom but it seems to be heading that way at least for a while. I want to be able to take my kids to the park and to story hour at the library, etc. Right now I’m just too busy and I feel like I’m being run ragged. I think a couple years break from working would do me good while the kids are young.

 I’ve already started saving for my maternity leave, our medical bills are all saved for, and husband’s income pays our bills. My income is literally only used for my animals, my spending such as eating out, and extra savings/spendings like vacations or house projects. I will continue to get some income for web design which will help, but it will be about a $500-$600 drop a month in total income. Honestly the new child tax credits are equal to my monthly pay, and part of me hopes they will continue thru at least next year as that would replace my missing income and make the transition much easier. Or I need to make some serious animal cuts and reduce the spending.

 Current goal is to possibly quit my job when I take maternity leave in October. Stretch goal would be to quit in September and have a couple weeks without working to prepare for the baby, spend some extra time with our current child and to relax towards the end. I haven’t decided 100% what I want to do yet. Thoughts?