0[b]Cash/Liquid Savings:[/b]
$105 Animal Fund ($590)
$1,129 Escrow Fund ($690)
$1,100 EF ($1,000)
$1,665 Car Fund ($1,205)
$506 HSA
$4,505 Total Liquid Savings ($3,486)
[b]Retirement:[/b]
$26,208 DH's 401K ($16,930)
$4,256 DH's IRA ($3,400)
$11,961 My IRA ($8,630)
$42,425 Total Retirement ($28,960)
[b]Liabilities:[/b]
-$112,887 Mortgage (-$114,713)
-$3,100 Home CC (-$12,360)
-$3,950 Helitech Loan
-$1,900 Medical Loan
-$121,837 Total Liabilities (-$127,073) / -$8,950 Non-Mortgage Debt (-$12,360)
[b]2019 Total Net Worth: -$74,907
2019 Net Worth without Mortgage: $37,980
[/b]
Numbers in () are last year's figures for comparison.
Our retirement accounts went up quite a bit.
Liquid savings did not increase very much due to pregnancy and large medical bills.
We added 2 new debts this year but total unsecured debt is still less than last year so that's a win! Hopefully 2020 will be the year we are debt free again. asdf123

**Cash/Liquid Savings:**

$105 Animal Fund ($590)

$1,129 Escrow Fund ($690)

$1,100 EF ($1,000)

$1,665 Car Fund ($1,205)

$506 HSA

$4,505 Total Liquid Savings ($3,486)

**Retirement:**

$26,208 DH's 401K ($16,930)

$4,256 DH's IRA ($3,400)

$11,961 My IRA ($8,630)

$42,425 Total Retirement ($28,960)

**Liabilities:**

-$112,887 Mortgage (-$114,713)

-$3,100 Home CC (-$12,360)

-$3,950 Helitech Loan

-$1,900 Medical Loan

-$121,837 Total Liabilities (-$127,073) / -$8,950 Non-Mortgage Debt (-$12,360)

**2019 Total Net Worth: -$74,907**

2019 Net Worth without Mortgage: $37,980

Numbers in () are last year's figures for comparison.

Our retirement accounts went up quite a bit.

Liquid savings did not increase very much due to pregnancy and large medical bills.

We added 2 new debts this year but total unsecured debt is still less than last year so that's a win! Hopefully 2020 will be the year we are debt free again.