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Archive for June, 2023

June Check In

June 30th, 2023 at 07:28 pm


Mortgage −$114,374.21 (-$244.52)
Land Loan -$9,772.45 (-$151.32)
Hospital Bill - $891.41 (-$75)


Roth IRAs +$27,034 (+$915)
401K +$52237 (+$2,025)
Emergency Fund +$6,991 (+$27)
Animal Fund +$1,364 (+$154)
Car Fund +$20 (-$0)
HSA +$99 (-$2)

Overall: +$3,569.84

Our overall went up a lot which is quite surprising to me since I feel flat broke.

We went on a two week vacation and went $500 over our budget, which honestly isn't too bad because we had some unexpected expenses/changes pop up. We sold some concert tickets planned for later in the year and cancelled that hotel/trip which netted us enough to cover the overage. We spent around $2,700 on a two week trip for everything for 4 people.

My car windshield cracked and we had to fix it before vacation because we drove across the country. -$300 Then yesterday I drove my car for the first time since we got back and my battery light and some other errors came on. Then my electronics went off including my AC (it's over 100 degrees outside)... After diagnostics my alternator is broken. Frown I’m waiting on quotes but it’s looking like $500-$800 possibly. Yikes. But super thankful it made it through 3,000+ miles of driving and broke close to home, and that I’m a SAHM so I can do without a car for now. 

I had to replace my broken retainer which ate up all our HSA contributions this month. 

My checking account buffer is lower than ever because I’ve had to keep pulling from it. I’m owed $600+ and was hoping to refill some of it, but now it may be going to more car repairs. 

I had to transfer $150 from the EF to my animal fund with plans to pay for this years hay in July. Price has increased $300 from last year unexpectedly.

Somehow even with all that we have come out ahead, honestly I don’t know how. Hopefully in July we will have less emergencies pop up. It’s been several months of large expenses and I’m ready to have some breathing room.