Home > End of the 2021 Year Net Worth Update

End of the 2021 Year Net Worth Update

January 20th, 2022 at 10:00 pm

Cash/Liquid Savings:

$1,214 Animal Fund ($209)
$7,537 Escrow Fund ($5,814)
$6,427 Checkings ($1,700)
$20 Car Fund ($1,805)
$1,491 HSA ($416)

$16,689 Total Liquid Savings ($9,944)


$45,294 DH's 401K ($34,945)
$5,463 DH's IRA ($4,892)
$15,337 My IRA ($13,741)

$66,094 Total Retirement ($53,578)


-$119,044 Mortgage (-$121,847)


$185,000 House
$20,000 in Cars (not counted in figures)

2021 Total Net Worth: $148,739 ($126, 675)
2021 Net Worth without Mortgage & House: $82,783 ($63,522)

Numbers in () are 2020 figures for comparison.

Some of the 2020 numbers are best estimate because I did not post a detailed net worth update last year. But I do have all the figures in my budgeting software. In 2021 we managed to stay out of consumer debt, went on vacation, got a newer car, paid for another baby with cash, made some significant home improvements, and I quit my job to be a SAHM! Lots of changes and we still managed to raise our net worth! Here is to hoping next year is even better!

2 Responses to “End of the 2021 Year Net Worth Update”

  1. Lots of Idea Says:

    ‘Paid for another baby with cash.’

    Hope there were no supply chain delays🙂


  2. LivingAlmostLarge Says:

    Congrats on the baby!

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