Debts
Mortgage -$112,689.16 (-$241.43)
Land Loan -$8,388.33 (-$194.71)
Hospital Bill -$366.41 (-$75)
Savings
Roth IRAs +$29,512 (+$237)
401K +$60,591 (+$1,031)
Emergency Fund +$5,216 (-$1,051)
Animal Fund +$1,039 (+$4)
Car Fund +$260 (+$20)
HSA +$1,419 (-$321)
Overall: +$431.14
I was wrong in my previous check in about our deductible changing. Unfortunately, it still is $3,700. Oh well.
January was a tough month for us. Lots of expenses and we had to pull from savings again. February so far has been better but we'll see how the month plays out. I have lung and heart procedures this month so going to have lots of medical expenses. Will have to decide again if I am going to take a short-term loan or pay out of savings. The savings are getting lower than I am comfortable though, especially since we keep having to pull from our EF just to cover our basic monthly expenses.
Which leads me to my next news. I got a job! Currently one day a week at the library but with options for more hours if I want. I have been wanting a one day a week job because we need money but I'm already so busy and homeschooling the kids. I was discussing my sadness with a friend that there are no jobs that hire one day a week and then the next day when I took my kids to the library they mentioned to me they were hiring for one day a week and would love to have me. It felt like fate.
I applied and got it. I won't start until it is officially voted on by the city board mid March. But I don't foresee any issues. They also commented on my web design degree on my resume and mentioned they were beginning to look for companies to redo the library website and asked if I would be interested in that job as well! So that make give me a larger income opportunity.
I am a bit nervous about rejoining the workforce but also excited. I LOVE books, and the library seems like a nice quiet, and easy job. I will only make a few hundred dollars a month but it should hopefully cover our budget shortfalls and also allow me to get out of the house every week.
February 10th, 2024 at 07:14 pm 1707592453
February 11th, 2024 at 01:05 am 1707613514
February 11th, 2024 at 03:37 pm 1707665834
February 11th, 2024 at 09:14 pm 1707686066
February 14th, 2024 at 05:40 am 1707889214