I was quiet this month because the baby is here!
It was a bit of a whirlwind, and although we are settling in nicely now we had a rocky start. They thought she swallowed meconium which she actually didn't. This resulted in a frustrating 5 day NICU stay with a perfectly healthy baby. Lot of tears and upset. What a long story and a disaster. Bottom line is that there was/is nothing wrong with her, and we will making a complaint about the hospital.
We are happy to home now!
The next problem is that I received a letter stating that although the hospital is in network (and my delivery) the dr (whom I never met) who wrote the NICU order is not in network. Which would raise our OOP max from $7k to $14k!!!!
I'm freaking out a bit. I will have to wait and see what the actual bills say. So help me I will not be paying $14,000 for a NICU stay which was unnecessary and I felt we were held against our will.
Baby is Here!
February 3rd, 2020 at 06:33 pm
February 3rd, 2020 at 07:48 pm 1580759298
I think you should be thankful that the doctors played it safe. Better safe than sorry. The fact that she was healthy is wonderful!
On the hospital's doctor, you should not have to pay out-of-network. The same thing happened to me. The anesthesiologist was out-of-network. That is called a "hidden provider" and the insurance should treat them as though they are in-network even if they aren't. That's also true of pathology, anesthesiology, and any other specialist that was required. It's not like you should be expected to have a chat with everyone that touches you while in labor to see if they're in your network. So if it gets processed incorrectly, call the insurance. I did and they corrected their payment and my EOB.
February 3rd, 2020 at 08:03 pm 1580760205
Hope you can get the out of network figure down. That has to hurt.
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February 5th, 2020 at 02:10 pm 1580911851
Just another story about how completely ridiculous our healthcare system is. I am so sorry you had to go through that stress during an already very stressful time.
February 9th, 2020 at 03:42 pm 1581262945