These were my goals for 2024.

1. Save $3,000 in IRAs

I ended up saving $3,500 in my IRA this year.

2. Save $2,500 in EF

With my benefit fundraiser and really scrimping we managed to add $20,000 to our EF this year!!!

I am still so thankful to my friends and family for their generosity. Unbelievable! 

3. Get & keep both checking account buffers at $1k each

Done

This was such a different year than normal with lots of events and changes. Tons of medical issues, the fundraiser, starting a job, etc. I'm not sure what to expect next year so I will have to think about what goals I want to accomplish. What I'd really love is a big home remodel. We need to fix our foundation and joists, dig out the crawlspace, rerun all the ductwork, and replace the floors. 

I'm currently trying to find someone willing to do it so I can get bids and start figuring out a way to pay for it. I really don't want to take on a new loan until our land loan is paid off, but it may be inevitable. Ideally our current savings will cover most of it and then we could cashflow the rest, but I am worried the cost is going to be way higher than I'm expecting. So we'll see once I get bids.

Hope everyone has a great year.

Let's do a recap on my 2023 goals.

1.       Increase Net Worth

My net worth went up $30,038 in 2023! Mostly market gains but I'll take it.

2.       Save $1,000 Extra in HSA

I was able to do this as well! 

3.       Save $3,000 in IRAs

Front-loaded this with my tax return.

2024 Goals

I am still a bit undecided on my goals for this year but here is what I am currently thinking

1. Save $3,000 in IRAs

2. Save $2,500 in EF

3. Get & keep both checking account buffers at $1k each

That is is total of around $7,000 in savings. Which will be hard. But I really want to work on building up our cash this year. Especially if we want to do home projects anytime in the near future.