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Paid on the Credit Card & Possible New Car

January 22nd, 2019 at 11:50 am

We got the first check from husband's disability and I paid $849 on the two credit cards! I can't pay anymore until the balance transfer goes through. Hopefully soon.

I may be getting a new car. A relative passed away and my family is offering their car to me. I am test driving it around to see if I like it. It's a much nicer car, that is newer, with fewer miles. But it's a lot bigger and gets bad gas mileage. So I have to decide if the space/luxury is worth paying more for gas.

I only drive to work 2 days a week. But my car is the main driver when we go on trips, or errands.

Basically I have a cheapo old Dodge Neon. The new car is a Buick Terraza. So a minivan/cross over. It would be nice for driving around future kiddos and for our road trips. (We usually borrow my mom's van) It is also AWD which is nice for the snow. I haven't been able to get my car out of the driveway since Friday...

So we'll see. Still mulling it over.

3 Responses to “Paid on the Credit Card & Possible New Car”

  1. wollongong Says:

    Nice article about housing and farming

  2. Lucky Robin Says:

    I do think the comfort level is worth it for slightly higher gas prices if your budget can afford that. Add in the four wheel drive when you have snow and that is a check in the plus column. And if you are planning on having kids they will rapidly outgrow a compact car, faster than you think. Plus carting around a lot of stuff (strollers, diaper bags, toys, sports gear if they play sports) and a lot more groceries would be in your future, too. Plus you can (if you put down a tarp) transport small farm animals in the back of a mini-van.

    Things to consider is if your insurance costs will go up with a newer car, especially if you carry comprehensive. Also, are they going to give you the car or will you have to buy it from the estate? I've had relatives offer me things with no hint of it being anything but free and then when I agreed I'd take it, start talking about a price. Also, consider how much it will cost to have the vehicle transferred into your names. It can be quite pricey in some states even when it is given as a gift.

    If you can afford all those things, though, then it really isn't that much more for gas for a mini-van than a compact. Ours only went up about $15 a month when we went from the Matrix to the Sienna. The comfort does make all the difference, especially with disabilities. It is easier to get in and out of then a little car. And if you plan to keep it a long time, the older you get, the more comfort is going to matter to you.

  3. livingalmostlarge Says:

    If you can afford it I'd go with the minivan. I love mine and wish we had splurged and bought it earlier. But finances what they were we couldn't have afforded it. We could have bought a cheaper minivan but at the time we thought gas mileage. Probably wiser in the long run. But now i love it and I'm not going back for a long time.

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