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Web Design Checks

October 9th, 2018 at 02:33 pm

I received 3 web design checks this week. Allowing me to put $462 towards the biggest home credit card. That brings the total down to $7,683!

Most people suggest to pay off the smallest balance first but I would like to get both accounts under $6k so I can easily balance transfer them next year to new 0% interest cards. I am guessing it will take two more years to pay them off, but who knows. Anything can happen. Perhaps husband will get a ton of overtime allowing us to speed up the pay down.

I need to pay $962 more this year to meet my 2018 debt goal. Or $481 for the next two months. Web design has really slowed up right now, so I am a bit doubtful that I will be able to make it... Although it looks like I might have two goats sold, so if I chose to apply some of that income towards the debt I could make it work. I will just have to wait and see how the rest of the year goes.

I am having a horrible time figuring out switching husband's old 401K to his new one. They are both at Vanguard, but the old employer is going to have to write a check from vanguard back to vanguard? I don't get it. Seems stupid.

Posted in Budgeting, Debt | 2 Comments »

2 Responses to “Web Design Checks”

  1. rob62521 Says:
    October 9th, 2018 at 04:12 pm 1539097954
    1539097954

    You have my sympathy as far as the switching of the 401K. A few years ago I was required by the company that handled the money taken from my check for my 403b to put it in one of 5 companies that they would accept. None of them were especially good and although I put far more money in that I had in my old 403b company, I was making far less. Anyway, when I retired, I asked our financial advisor if there was anyway to get it out and reinvest in something else. I am not 59 1/2 yet. Anyway, his office had to get permission from my school district to do this, although I was retired, and then they put it in an IRA with the same company, then waited 6 months and transferred it to another company with a better IRA. What a mess. But I am actually doing better as far as interest. Hope you can get it figured out. I think they make it more difficult than it needs to be so people are hesitant to change.

  2. Carol Says:
    October 9th, 2018 at 09:41 pm 1539117706
    1539117706

    Maybe roll the old one into an IRA? Ask a tax person!

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