Hello. I'm going to use this blog to keep a record of my finances and savings as I go along.
I make substantially less than most of the people on SavingAdvice, so I thought it would be good for other people to see that not everyone lives off of a big salary and has a lot to work with.
Combined my husband and I make about $27,000 a year after taxes.
A year ago we got married and bought a 100 year old farmhouse sitting on 4.5 acres. We got it for a steal because the owner was a farmer who only wanted the land and was going to bulldoze the house. But upon inspection we found it had very good potential.
We've spent the last 17 months completely gutting and remodeling the house, and have done so debt free by saving and doing things slowly.
Everything was replaced including plumbing, electric, insulation, roof, drywall, and some of the floors. We are slowly overtime replacing the 26 over sized windows, and one day will replace the siding.
Here is what the house looked like 1.5 years ago the day we bought it. Whew it's ugly. I don't have any more recent pictures. Sorry.
Our big financial goals right now are to begin saving for retirement, save at least $30,000 for an addition to the house, and pay down our mortgage.
Hi! Im New Here
October 29th, 2013 at 03:15 pm
October 29th, 2013 at 03:23 pm 1383060239
Best of luck to you with your goals.
October 29th, 2013 at 03:33 pm 1383060805
October 29th, 2013 at 03:34 pm 1383060852
How's the wiring and plumbing?
October 29th, 2013 at 03:52 pm 1383061923
Wiring and plumbing has been replaced. It had 60 amp service when we bought it.
In other news I had another LONG post typed out and it somehow deleted it.
October 29th, 2013 at 04:11 pm 1383063074
October 29th, 2013 at 04:18 pm 1383063519
The house is not my ideal layout. We are doing the best we can with it, but there is a lot of things I do not like about it. The land though is beautiful! No neighbors, 4 sheds, a pond... It is picture perfect. I am a outdoors girl. So I can deal with the house.
October 29th, 2013 at 04:39 pm 1383064741
October 29th, 2013 at 05:33 pm 1383067988
October 30th, 2013 at 01:29 am 1383096597
October 30th, 2013 at 11:16 pm 1383174970
October 31st, 2013 at 06:01 pm 1383242481
I haven't noticed color yet, but I might just be oblivious. lol