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Spending Forecast

October 3rd, 2018 at 07:24 am

Today I am feeling the squeeze with the budget. Which is crazy since our income increased, and I was just reassuring husband that is was fine, lol.

We have all our needs met, we are putting back money every week. We aren't struggling. But I looked at the forecast for the next several months and realized that I have already planned out all my spending for the next 7 weeks. 3 weeks for the blinds and bathroom accessories, 2 weeks for a new car battery, 2 weeks for a fun item I have been wanting.

That puts me all the way at Thanksgiving. And we were going to do a little black Friday shopping this year. So I'd like to put some sort of money back for that.

Christmas is quickly approaching. Husband and I agreed to purchase one larger item to share on black Friday as our main "present" and we will set a smaller limit for each other for gifts to open on Christmas.

Our anniversary is this month and we were wanting to go away for the weekend since we did nothing at all last year. But I don't see how we can swing it without pulling from savings which I'd rather not. Plus we aren't sure with husband's new job if he will be working weekends or not so I really can't make reservations or anything. Ugh.

I have a goat sold at the end of the month. Normally that money is put back into my animal saving fund but I may end up using it for either black Friday shopping, Christmas presents, or for our anniversary.

Otherwise I would love to figure out a way to scrounge up some extra income. I am owed about $133 from past web projects but payment is sketchy at best. They recently asked me to do another project for them and I implied that I wasn't willing to pick up any more work because they never pay me. They promised they will send it soon... Hopefully that will light the fire, but we'll see.

3 Responses to “Spending Forecast”

  1. rob62521 Says:

    I hope they pay you. That stinks. A few years ago I did a grant funded project at the library and did a whole semester of work. They wanted me to start the next semester and I said I didn't want to do anything until I got paid. They kept saying that they hadn't received the grant funding. I resigned. I finally got the money, but the whole thing left a bad taste in my mouth.

  2. klarose Says:

    It is hard because I work for one guy who has three different partners/side businesses. Two of his partners pay me, the third does not. (well, about once a year)

    The guy that actually hires me is very nice and I enjoy working with him. But unfortunately he doesn't have any control over the money in the third business. He is very apologetic and also tries to get them to pay me, so it's really not his fault. I don't want to ruin our relationship over it because I DO make money off his other partners. So I never count on the money from the 3rd one, it's just a happy surprise when they pay me. lol. I don't put a lot of hours into it. Only like 3 this whole year, so it's not a huge issue. They were asking me to pick up a 20+ hour project though, which I declined. Not going to take 20 hours of my time for a job I won't get paid from.

  3. CB in the City Says:

    I recently saw a special on the news about companies that hire workers and pay them cash -- they were focusing on cleaning companies. They pay for a while and then stop paying. The workers have no recourse because there is no contract. They are all low-income people who desperately need the money. It's so sad. A company that does not pay its workers should not be in business.

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