<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Archive: June, 2018
 

Archive for June, 2018

Possible New Job

June 27th, 2018 at 06:47 am

My husband applied for a "dream job" yesterday. It would solve a LOT of our problems, and it is a lifetime career kind of job.

I would appreciate any prayers, well wishes, good mojo, etc. I'm sure a LOT of people are applying so it's a long shot but a girl can hope.

New Mortgage

June 18th, 2018 at 06:36 am

The new mortgage will completed today allowing me to finish one of my 2018 goals! Huzzah!

My new mortgage amount is $115,594.76.

Our new payment (counting escrow and some extra) is $750 which is actually lower than old mortgage and LOC. It ranged anywhere from $800 - $900 for interest ONLY on the LOC. It will be nice to see the numbers finally starting to go down albeit slowly.

The only thing I am upset about is that I am taking over the escrow for the insurance and taxes. Instead of asking me they just took all the escrow I had already built over the last year and used it to pay down the loan. Now my taxes are due in August and the insurance in November and I am going to have to start from scratch. Approximately $1,500, ugh. They took too long getting the papers together and too late to rewrite everything to give me the escrow. Oh well. I'll come up with it somehow. I put back $200 from this check already.

Weekly Update

June 11th, 2018 at 12:20 pm

I paid both of my personal credit cards down to $0. Which is great considering I just got the statement today. Wednesday when I deposit my check I will also pay the monthly minimums of the house CCs.

Goats have started selling. I have over $1,000 put back for hay. (Need $1,500 total for the year.) Once I get the remaining $500 set aside, I will start applying the goat money towards fixing the fence. I am hoping if I can get all my kids sold I will have enough to pay for it out of pocket.

Besides that not much to report. Hoping for a relaxing and calm summer.

Looking Good

June 6th, 2018 at 08:18 am

I don't want to jinx it but we are on the home stretch of the remodel, the refinance, and our lean times.

I have submitted all the paperwork and we will be signing for our refinance next week. Thankfully the first payment won't be due until August! So we are going to pay one month ahead and use one month's payment money to pay down debt.


After my 2nd income comes in for May I will be able to pay off all the credit cards that aren't for the house. We always pay the statement balance monthly but it's nice for the actual balance to be $0.

We have stopped bleeding money finally. Our only main issue left is the stupid fence problem that I still have not gotten anywhere with. Everyone I call passes me to someone else. I have been in contact with a lawyer that is willing to help me but he doesn't think I will get them to pay. I'm about to give up and we will just have save and pay for it myself. Sadly the fence guy can not get to it for at least another month.

The remodel is down to trim and little stuff. We were going to move into our new bedroom this weekend but I am leaving for a goat show so we will move in next week.