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Archive for May, 2017

Win Some Lose Some

May 30th, 2017 at 09:20 am

Back from vacation! It was great, and we stayed on budget! Yay.

Our home addition made crazy progress while we were away. When we left it was a hole in the ground. Now all the framing is up, windows are in, and they are putting on shingles right now.

Now for the bad news. Remodel budget has hit our original max. We knew this day would come, but still I was hoping for different. Waiting on a call back from the banker to find out what our options are. We are pre-approved for $12k more. But in all honestly it is probably going to take at least $20,000 to finish everything. Not sure if I am willing to take out that much more on a loan though. Ugh. Have to sit down and figure out payments and all that. I HAVE to start working more web design. That would easily cover payments, so I need to make it a priority. If husband got the new job he applied for that would also make things a lot easier. So many variables. Don't want to get in over our heads, so must tread carefully.

Prayers for Job & Vacation

May 19th, 2017 at 06:55 am

Well my husband did end up getting a raise this year. $.08... Yes you read that right. That is pretty much an insult. Not even enough for inflation.

Anyway, despite my husband not telling anyone he is starting to look for a different career, a neighbor contacted my father in law randomly about a job opening that he thinks would be a good fit for my husband. This job would be the same pay or more than he is currently working, only 4 days a week, no weekend/holidays, daytime, large yearly raises, and room for growth. And best of all it has awesome benefits, which is what we really need because of all my health issues. This job would be a God send for my husband. We are leaving for vacation TONIGHT! So I picked up an application on my way to work, we are going to fill it out and drop it off in the neighbors mailbox on our way to the airport. He said he will take it in for us!

Could really use some prayers that it works out. It sounds too good to be true. Husband has always wanted to work there but they rarely hire, and don't advertise so you have to know someone. It has been years since they have hired anyone, but one of their employees just retired.

Preparing for vacation is super stressful when I have to have all the animals ready, all my invoices for construction work taken care of, all my real work done, clean for the pet sitters to stay here, etc. Ugh. I'm glad it is about over.

See you all in 10 days!

Basement is Done!

May 12th, 2017 at 07:42 am

The rains finally held off enough to get our basement finished! On to framing next. We only have about $10,000 left in the original remodel budget. I can not see the framing getting completed for that amount but we will see. Fingers crossed. We can get more money out but would prefer not to if at all possible.

Our money seems to have went so quick. But I have to keep reminding myself of all the projects that did get completed. We had foundation and structural repair on all 4 sides, all new exterior insulation, siding, new roof, new porch, new windows, dug out our pond, dug and poured a basement, etc.

One puppy and one goat are leaving this week, giving our goals a small boost.

Only one week until vacation. So much to do before!

Mortgage Payment & Job Blues

May 5th, 2017 at 06:34 am

Mortgage Payment today: new balance $45,268.89.

HELOC is now up to $44,500 but progress is/has been halted for a couple weeks now due to massive rain/flooding.

Goats will start to go to their new homes this month, along with one more puppy.

Husband is feeling super bummed at his job. Business has been slow and he is bored/worried they will lay off. He is actively looking at new jobs. There are a couple positions that pay really well/have good benefits but he didn't want them in the past because they work swing shifts and we don't want to work different schedules. But since I am now mostly working from home, husband has decided swing shifts wouldn't be such a big deal anymore. Once he gets more vacation time in July, he will go take the tests for them.

Also bummed because it appears that he isn't getting a raise again this year. His bosses are still getting bonuses and raises, but they have really been greedy towards employees the last couple years. It didn't used to be like that, and he is getting quite scour. I think this is due to the business being turned over to the next generation in the family. They do not treat the employees like their parents did... His first year he got a $3 raise. Since then he has only gotten one $.25 raise. They used to buy pizza for everyone on Fridays, Christmas bonuses were twice as much, etc. All that is dwindling, despite the business making tens of millions more in profit each year. He said job morale for everyone is at a low. What a shame for the younger generation to ruin a family business.