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Changing Plans

October 7th, 2014 at 09:58 am

So with the car being paid off tomorrow. I'm trying to figure out what my next plan of attack is.

I had planned on starting to really push to get the EF finished but is that still the wisest thing?

I'm going to be switching from my regular employment into freelance before the new year.

Would it be wiser to stick with the plan and just save, save, save? Or should I divert some funds towards bringing down the LOC, so we have less debt?

If I pay down the LOC, it could be drawn from in an emergency. It's maxed out right now.

If I keep saving for my EF, I will receive the Saver's Credit on my tax refund, because I will be putting it into my Roth IRA. So that still seems like the best choice to me.

Maybe a little bit of both? Put mostly towards EF but maybe allot $50 a week towards paying down the debt?

Just wanting to get in the best position possible before the job change.

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