So a lot has happened.
#1 I booked a girls weekend trip to Florida on our remodel deadline as a push to finish and then celebrate... Maybe not the best idea, but I do get free housing and we are doing red eye flights for cheap.
#2 A brand new camaro missed the curve, ran through about 200 feet of my fence and then ramped over my dam and about 50 feet out into my pond. They must have been going over 100 MPH. The car sunk. The people managed to swim to safety. Driver and passenger were unharmed surprisingly, just cold and wet. They came inside to warm up and I gave them some clothes. Police, firemen, EMTs showed up.
Well they got the car out the next day. Which was fun to watch. But now I have 40 goats without a pasture to eat and no hay. No one has hay this time of year. Pond is likely unsafe due to antifreeze and other fluids leaking. Vet says wait at least 2 weeks. Fencing guy can't come for a while to replace fence. Had to go purchase $500 worth of supplies and had friends help me fence off part of the yard so they had somewhere to go temporarily.
Well today I find out they likely don't have any insurance.
It is going to cost me about $2,000 for the temporary fence and to replace the original. Not counting labor, stress, time, etc. There is tiny bits of glass and plastic all over my pasture to clean up. It is a disaster. I've been on the phone for hours trying to track the insurance down. No one will help me. Police doesn't care, my insurance doesn't care. I'm screwed. I'll have to take them to small claims court, but not sure if it is even worth it.
Our house deadline is just a couple weeks away and now I have to deal with all this. I have no money and no time. It's just been a horrible week.
Flying Cars & Horrible Week
April 20th, 2018 at 01:16 am
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BUT I think I may have finally found some sort of insurance. Maybe. I went ahead and filed a claim and they are supposed to get back to me on Monday.
With my home owners insurance after what they would cover (if they would) and the deductible I would only get about $500 and also it would be a claim that is recorded under me. I don't want that.
Small claims court is iffy. It would cost money and you can't get blood out of a turnip. I've been told they can pay me as little as $25 a month!
I will have to wait until Monday to see how this plays out.
April 20th, 2018 at 08:09 pm 1524254969
April 20th, 2018 at 10:09 pm 1524262180
Your case seems very cut and dried. Even if you only get $25/mth, you're still getting your money back.
April 21st, 2018 at 01:52 am 1524275562
April 22nd, 2018 at 07:10 pm 1524424238