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Payday

October 5th, 2018 at 05:45 am

Today is payday!

Our mortgage should now be 115,009.55.

I went ahead and set up a $75 weekly transfer from my checking to savings for our Escrow and EF. I've never done an automatic savings transfer before so that is exciting! Before we always just tried to save what we had left. It's nice to be able make it a priority.

In my last post someone commented that maybe my husband's company matches 50% up to 10% for retirement. I wonder if they are right! Husband was told 10% but he isn't very knowledgeable about stuff like that, so he might have mis-understood. That would be awesome if that is true. He is set to contribute 3% for now, and it increases 1% every year automatically. I am hoping we will be able to raise it next year but we need to settle into the budget first.

Thanks for all the comments and advice about my husband and the budget. He definitely is not a big spender or usually a whiner about money but I think he is nervous about the new job and changes and he is just projecting. I averaged all his credit card statements and showed him that he has been spending an exact average of what fun money he will be getting and that he will be saving about $10 a week in gas with the job change. Plus he won't have to pay for so many discrepancies. He will be fine. I am okay if he wants to buy a little treat for himself to celebrate us getting insurance and a better job. We've been tight for so long, and he deserves it.

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