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Caught Up & Vacation Tips

April 25th, 2017 at 07:49 am

I am FINALLY caught up on all my extra expenses. I was able to pay the credit cards to $0 and still had $75 left over which I sent to the LOC. $75 seems like a drop in the bucket when the total is going to be over $100k but I guess every little bit helps.

I also got a goat deposit, and some puppy money. So I added $100 to vacation and $50 to the animal fund.

Thankful to be caught up. Just in time to pay for 3yr vaccines for two of the cats. (May is shot discount month) And also be able to take off work for vacation without stressing about money.

I can't say enough about how great it is to save for a vacation ahead of time instead of relying on credit cards and paying later. I don't feel nearly as bad splurging a bit without guilt if I know the money is there and earmarked. It also helps you keep to a budget if you have the cash in hand and don't spend more than you have. I highly recommend cash only vacations.

For a low income, young couple; my husband and I have really went on quite a few large vacations since we have been married. We have went to Charleston, Savannah, Mount Rushmore, the Badlands, Albuquerque, Yellowstone, Smokey Mountains, Florida, etc, some of these places multiple times in only 5 years. This vacation will be our most expensive at $2,000. Travel doesn't have to be expensive. You plan ahead, purchase tickets and rental cars at the right time, cook your own meals, be willing to camp or stay with friends, etc. We have got to do several once in a lifetime opportunities by doing thrifty shopping, or having friends/family across the country. Think outside the box with travel!

4 Responses to “Caught Up & Vacation Tips”

  1. livingalmostlarge Says:

    100% agree that vacations don't have to be expensive. When you have money you have less time. When you have time you have less money. Someone once told me it's so true. I've been planning a trip this summer and it'll be expensive. Once in a lifetime. I'm curious how it'll all play out. I already paid for the airline tickets $2850 for 4 of us. Now I'm working on the hotels and then transit. But overall it doesn't matter. It is what it is. The rest of our trips this summer should be more inexpensive. And we traveled super inexpensively camping cross country and backpacking before. But airfare abroad has always been expensive even if you hostel or camp.

  2. MonkeyMama Says:

    Absolutely. I remember traveling all the time when I was a completely broke college student (& not being financially stressed about it, at all).

  3. ceejay74 Says:

    I completely agree about saving up beforehand for a vacation! It makes such a difference in the level of enjoyment when there's no pangs of guilt or remorse during or after the trip.

  4. rob62521 Says:

    You said it: planning ahead really saves money on travel! You are a smart cookie!

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