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Our New Budget

January 15th, 2015 at 06:12 am

Husband wanted to be included in the budget so last night we sat down and figured up a new budget now that I know exactly what I will be making after tax.

Of course the budget will be a little different for these first couple checks because I owe myself some money and my credit card needs paid down. But hopefully this will be our budget once things get settled.

Our Total Monthly Wages = $3,000


$500 - House
$100 - Propane
$50 - Water
$20 - Trash
$75 - Internet
$175 - Electric (Average)
$300 - Food & Household
$300 - Tithes
$75 - Car Insurance
$10 - Phone
$350 - Car Fuel
$300 - Spending & Unexpected Costs

$200 - LOC Paydown
$400 - Savings
$100 - Home Improvement Fund


That puts our savings/extra debt repayment at 23%. Not included in this figure is overtime, goat sales, side income, tax return, etc. Which all of which goes directly into savings or LOC.

2 Responses to “Our New Budget”

  1. ThriftoRama Says:

    Wow. Your expenses seem so low compared to mine. Part of me is jealous! Maybe it's because even though I pretend my yard is a farm, we live in the city and that comes with a big price tag.

  2. klarose Says:

    Where you live has a lot to do with expenses and also income. I am fortunate that I live in a pretty LCOL area. Although that also means my income is smaller also.

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